The escalating cost of living, coupled with high inflation, means that the most vulnerable consumers are facing the brunt every single day ― and are at risk of dealing with dodgy microlenders. If you need cash in a hurry – or even if you have been denied credit before – there is a safe option for you, a Cash Advance loan from Cash Converters.

What exactly is a Cash Advance loan?

At Cash Converters, we offer two different loans. Our Cash Advance is a loan against your quality second-hand items of value. Essentially, it is a 1-month loan against the things you own.  Bring in your items (such as phones, electronics, jewellery, appliances and more) and we’ll give you instant cash.

How does the loan work?

Bring your pre-loved items to your nearest Cashies™ store. We’ll test the item and negotiate an offer. From there, if both parties are happy, you will receive cash in hand or on your Cashies™ card (not in a bank account). Our Cashies™ card is a Visa card, linked to FNB, and works just like a debit card. Simply repay the total loan amount within 30-days and we’ll return your items to you in good condition.

Why choose this loan with us?

– It’s a 30-day loan, which doesn’t require a credit check. This means that even if mainstream lenders have denied you credit or if you are blacklisted, there is another viable option for you.

-It’s safe and secure. All our stores are National Credit Providers and our loans comply with the National Credit Act. All our loans are conducted in-store, face-to-face, so you have peace of mind that everything is above board.

-You have 30 days to pay off the loan. Our Cash Advance loan is a short-term (1-month) loan, so the ‘total amount repayable’ must be paid back to us at the end of 30 days. In order to apply for one of our loans, you need to be 18 or older and bring your proof of ID and your items.

To find out more about our Cash Advance loan, click here.