1 | 2 | 3 Loan

The Cash Converters 1 | 2 | 3 loan provides you with a R2 000 loan repayable over three months in three affordable instalments – making it safe, simple and easy to manage.

This loan is not available in Namibia.

  • Why choose a 1 | 2 | 3 Loan


    • Single loan transaction
    • R2 000 loan amount
    • Affordable repayment instalments over three consecutive repayments
    • The loan complies with the National Credit Act, ensuring ethical and legal loan practices
    • If qualifying requirements are met your loan will be approved and paid to you within 24 hours
  • 1 | 2 | 3 Loan Facts


    You must:
    • Be a South African citizen (not available in Namibia)
    • Be 18 years of age or older
    • Be permanently employed
    • Provide your most recent payslip
    • Provide your last three months’ bank statements – which can’t be older than four days
    • Allow Cash Converters to confirm applicant’s employment during office hours
    • Be in possession of a RICA registered mobile number
    • Be registered for cellphone banking; and the associated number needs to be linked to the account
    • Ensure the salary is paid electronically into your bank account – and you are the main bank account holder
  • Things you need for a
    1 | 2 | 3 loan


    • Proof of South African identity in the form of:
      ○ Green bar-coded ID
      ○ Smartcard ID
      ○ Driver’s license
      ○ Passport
    • Your most recent payslip
    • Your last three months’ bank statements – which can’t be older than four days
    • Proof of residence - utility bill, account, or lease agreement
    • Your mobile number as well as the contact details of two additional friends or family
    • In possession of a RICA registered mobile number
    • This cellphone number must match the number registered to your cellphone banking profile
  • How It Works

  • Visit
    Pop into the Personal Finance Centre at your nearest Cashies store
  • Chat
    Discuss your personal loan needs with one of our friendly consultants who will assist with completing the necessary documentation
  • Get your cash
    If your loan is approved, you can choose to receive cash or request that funds are loaded onto a Cashies Card™
  • Repayment
    Total amount repayable is due under a DebiCheck mandated collection over three months