1 | 2 | 3 Loan

Get a R2 000 loan, repayable over three months, in three affordable installments.

  • Why choose a 1 | 2 | 3 Loan

    • It’s a single loan transaction
    • You get a R2 000 loan amount
    • Affordable repayment instalments over three consecutive repayments
    • If qualifying requirements are met, your loan will be approved and paid to you within 24 hours
    • The loan complies with the National Credit Act, ensuring ethical and legal loan practices
  • Things you need for a
    1 | 2 | 3 loan

    1) You must be a South Acrican citizen

    2) You must be 18 years of age or older

    3) Proof of South African identity in the form of:
    a) Green bar-coded ID
    b) Smartcard ID
    c) Driver’s license
    d) Passport (Foreign or South African)

    4) Your most recent payslip – you must be permanently employed

    5) Your last three months’ bank statements – which can’t be older than four days
    a) Allow Cash Converters to confirm applicant’s employment during office hours

    6) Be registered for cellphone banking; and the associated number needs to be linked to the account
    a) Ensure your salary is paid electronically into your bank account – and you are the main bank account holder

    7) Proof of residence - utility bill, account, or lease agreement

    8) Contact details:
    a) Your mobile number, plus contact details of two additional friends or family members
    b) Be in possession of a RICA registered mobile number
    c) This mobile number must match the number registered to your cellphone banking profile
  • How It Works

  • Visit
    Pop into the Personal Finance Centre at your nearest Cashies store
  • Chat
    We discuss your personal loan needs and our friendly consultants assist with the documentation
  • Get your cash
    If your loan is approved, you can receive cash or request that funds are loaded onto a Cashies Card™
  • Repayment
    Total amount repayable is due under a DebiCheck mandated collection over three months