Payday Loan

Get a Cash Converters Payday Loan against your salary.

Why choose a Payday Loan​?

  • It’s a safe and secure process
  • You walk out with cash
  • You get a loan against your salary
  • Loans can be paid onto a Cashies Card™
  • The loan complies with the National Credit Act, ensuring ethical and legal loan practices

Things you need for a Payday Loan

You must be a South African citizen

You must be 18 years of age or older

Proof of South African identity (one of the following)

  • Green bar-coded ID
  • (South African)
  • Smartcard ID (South African)
  • Driver’s licence (South African)
  • Passport
    (Foreign or South African)

Your most recent payslip

  • You must be permanently employed

Your last three months’ bank statements – which can’t be older than four days

  • Allow Cash Converters to confirm applicant’s employment during office hours

Be registered for cellphone banking; and the associated number needs to be linked to the account

  • Ensure your salary is paid electronically into your bank account – and you are the main bank account holder

Proof of residence

  • Utility bill,
  • Account, or
  • Lease agreement

Contact details

  • Your mobile number, plus contact details of two additional friends or family members
  • Be in possession of a RICA registered mobile number
  • This mobile number must match the number registered to your cellphone banking profile

How it works


Pop into the Personal Finance Centre at your nearest Cashies Store


We discuss your personal loan needs and our friendly consultants assist with the documentation

Get your cash

If your loan is approved, you receive cash or can request that funds are loaded onto a Cashies Card™


Total amount repayable is due under a DebiCheck mandated collection

Interested in franchising?
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Join our webinar!

Looking for an exciting and profitable business opportunity?

If you’re interested in learning more about our brand, our business model, and how to become a franchisee, we’d like to invite you to join our CEO and co-founder, Richard Mukheibir, for a virtual webinar.

Our next webinar will be held on
8 July 2020 at 2:00pm.