Get a short term loan from Cash Converters
Short-term loans

Smart is making payday

come sooner with

a payday loan.

Why choose a PayDay loan?

  • R400 – R4000 against your next salary.
  • Are you permanently employed?
  • Are you paid electronically?
  • Do you have a South African ID document?

PayDay loan facts

  • Applicants must be:
    • South African
    • Permanently employed
    • Paid electronically
  • We need to confirm employment during office hours
  • 20 – 30 minutes to approve your first PayDay
  • Loan is paid onto a Cashies Card
  • You need a mobile number
  • All fees are in line with the National Credit Act

How it works


Visit the Personal Finance Centre at your nearest Cash Converters.

Talk to us

Chat about your needs.


Fill out the forms and supply the required documents.


Hand in the correct documents.


We will need 20 – 30 minutes to approve your first PayDay loan.

Get cash

You can get your loan paid onto a Cashies Card or as cash.


Your bank account is debited with your loan amount plus fees on your next payday

What documents to bring


South African green barcoded ID document, Smart ID Card, passport or driver’s licence.

Proof of residence

Utility bill, account or lease agreement.

Bank statements

Last three months bank statements.

Contact details

Your mobile, plus the name and number of at least two alternative contacts.

Your latest payslip

Please note that we need to confirm your employment.

NCR Logo

Every Cash Converters store is registered with the National Credit Regulator.

Our Fees
Every Cash Converters store is a registered credit provider with the National Credit Regulator. Fees are charged as per regulations of the National Credit Act, No 34 of 2005, for short term credit transactions. Initiation fee R165 excl 15% VAT per credit agreement, plus 10% of the amount in excess of R1000, but never to exceed R1050 excl 15% VAT. Interest charged: 5% per month on the first loan, and 3% per month on subsequent loans within a calendar year. Monthly service fee of R60 excl 15% VAT.

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