Transparent loan fees from Cash Converters

No one wants to deal with long-term debt building up until it becomes unmanageable. That’s why we offer an instant loan of R2000 with three simple, easy and affordable repayments paid back over a short period of time. The repayments are structured over a three-month period, it’s safe, secure, and easy to manage. So, you’re back on your feet as quickly as possible.

Why choose a 1 | 2 | 3 loan?

  • Fast, safe and easy
  • Loan amount: R 2000
  • Cash in your pocket
  • Paid back over 3 affordable monthly instalments

1 | 2 | 3 loan facts

  • Applicants must be:
    • South African
    • Permanently employed
    • Paid electronically
  • We need to confirm employment during office hours
  • We will need 24 to 48 hours to approve your first 1 | 2 | 3 loan
  • Loan is paid onto a Cashies Card
  • You need a mobile number
  • All fees are in line with the National Credit Act

How it works


Visit the Personal Finance Centre at your nearest Cash Converters.

Talk to us

Chat about your needs for a short-term loan.


Fill out the forms and supply the required documents.


Hand in the correct documents.


We will need 24 to 48 hours to approve your first 1 | 2 | 3 loan.

Get cash

You can get your loan paid onto a Cashies Card or as cash.

Easy payment

You make three easy to manage repayments.

What documents to bring


South African green barcoded ID document, Smart ID Card, passport or driver’s licence.

Proof of residence

Utility bill, account or lease agreement.

Bank statements

Last three months bank statements.

Contact details

Your mobile, plus the name and number of at least two alternative contacts.

Your latest payslip

Please note that we need to confirm your employment.

Our Fees
Every Cash Converters store is a registered credit provider with the National Credit Regulator. Fees are charged as per Regulations of the National Credit Act, No 34 of 2005, for short term credit transactions. Initiation fee R165 excl 15% VAT per credit agreement, plus 10% of the amount in excess of R1000, but never to exceed R1050 excl 15% VAT. Interest charged: 5% per month on the first loan, and 3% per month on subsequent loans within a calendar year. Monthly service fee of R60 excl 15% VAT.