Transparent loan fees from Cash Converters

No one wants to deal with long-term debt building up until it becomes unmanageable. That’s why we offer an instant loan of R2000 with three simple, easy and affordable repayments paid back over a short period of time. The repayments are structured over a three-month period, it’s safe, secure, and easy to manage. So, you’re back on your feet as quickly as possible.

Why choose a Sunny Day 1 | 2 | 3 mini-loan?

  • Fast, safe and easy
  • Loan amount: R 2000
  • Cash in your pocket
  • Paid back over 3 affordable monthly instalments

Sunny Day 1 | 2 | 3 mini-loan facts

  • Applicants must be:
    • South African
    • Permanently employed
    • Paid electronically
  • We need to confirm employment during office hours
  • We will need 24 to 48 hours to approve your first 1 | 2 | 3 loan
  • Loan is paid onto a Cashies Card
  • You need a mobile number
  • All fees are in line with the National Credit Act

How it works

Visit

Visit the Personal Finance Centre at your nearest Cash Converters.

Talk to us

Chat about your needs for a short-term loan.

Forms

Fill out the forms and supply the required documents.

Documents

Hand in the correct documents.

Approval

We will need 24 to 48 hours to approve your first 1 | 2 | 3 loan.

Get cash

You can get your loan paid onto a Cashies Card or as cash.

Easy payment

You make three easy to manage repayments.

What documents to bring

Identity

South African green barcoded ID document, Smart ID Card, passport or driver’s licence.

Proof of residence

Utility bill, account or lease agreement.

Bank statements

Last three months bank statements.

Contact details

Your mobile, plus the name and number of at least two alternative contacts.

Your latest payslip

Please note that we need to confirm your employment.

Each of our loans are different, just like the financial needs of our customers. Find the loan that’s right for you and then visit your nearest store.

Sunny Day 1 | 2 | 3 mini-loan

R2000


  • Loan amount: R2000
  • Repayment period: 3 months
  • Three monthly payments
  • Permanently employed only

Learn More

Sunny Day PayDay Advance mini-loan

R400-R4000


  • Loan amount: R400 – R4000
  • Repayment period: Next pay day
  • One full repayment
  • Permanently employed only

Learn More

Cash Advance

Loan against your valuables


  • Use your valuables to secure a loan
  • Loan amount: up to R20 000
  • Repayment period: one month
  • No credit application
  • You must be 18 years and older

Learn More

Every Cash Converters store is registered with the National Credit Regulator.

Our Fees
Every Cash Converters store is a registered credit provider with the National Credit Regulator. Fees are charged as per Regulations of the National Credit Act, No 34 of 2005, for short term credit transactions. Initiation fee R165 excl 15% VAT per credit agreement, plus 10% of the amount in excess of R1000, but never to exceed R1050 excl 15% VAT. Interest charged: 5% per month on the first loan, and 3% per month on subsequent loans within a calendar year. Monthly service fee of R60 excl 15% VAT.