Get a simple PayDay loan from us

Less sad on your face.
More cash in your pocket with
a Sunny Day PayDay Advance mini-loan.

R400 – R4000 against your next salary.

Why choose a Sunny Day PayDay Advance mini-loan?

  • Fast, safe and easy
  • Cash in your pocket
  • Loan Amount: R400 – R4000
  • Do you have a South African ID?

Sunny Day PayDay Advance mini-loan facts

  • Applicants must be:
    • South African
    • Permanently employed
    • Paid electronically
  • We need to confirm employment during office hours
  • 20 – 30 minutes to approve your first PayDay Advance
  • Loan is paid onto a Cashies Card
  • You need a mobile number
  • All fees are in line with the National Credit Act

How it works

Visit

Visit the Personal Finance Centre at your nearest Cash Converters.

Talk to us

Chat about your needs.

Forms

Fill out the forms and supply the required documents.

Documents

Hand in the correct documents.

Approval

We will need 20 – 30 minutes to approve your first PayDay Advance loan.

Get cash

You can get your loan paid onto a Cashies Card or as cash.

Repayment

Your bank account is debited with your loan amount plus fees on your next payday

What documents to bring

Identity

South African green barcoded ID document, Smart ID Card, passport or driver’s licence.

Proof of residence

Utility bill, account or lease agreement.

Bank statements

Last three months bank statements.

Contact details

Your mobile, plus the name and number of at least two alternative contacts.

Your latest payslip

Please note that we need to confirm your employment.

Each of our loans are different, just like the financial needs of our customers. Find the loan that’s right for you and then visit your nearest store.

Sunny Day 1 | 2 | 3 mini-loan

R2000


  • Loan amount: R2000
  • Repayment period: 3 months
  • Three monthly payments
  • Permanently employed only

Learn More

Sunny Day PayDay Advance mini-loan

R400-R4000


  • Loan amount: R400 – R4000
  • Repayment period: Next pay day
  • One full repayment
  • Permanently employed only

Learn More

Cash Advance

Loan against your valuables


  • Use your valuables to secure a loan
  • Loan amount: up to R20 000
  • Repayment period: one month
  • No credit application
  • You must be 18 years and older

Learn More

Every Cash Converters store is registered with the National Credit Regulator.

Our Fees
Every Cash Converters store is a registered credit provider with the National Credit Regulator. Fees are charged as per Regulations of the National Credit Act, No 34 of 2005, for short term credit transactions. Initiation fee R165 excl 15% VAT per credit agreement, plus 10% of the amount in excess of R1000, but never to exceed R1050 excl 15% VAT. Interest charged: 5% per month on the first loan, and 3% per month on subsequent loans within a calendar year. Monthly service fee of R60 excl 15% VAT.