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Benefits of a loan against your valuables

Cash Converters Southern Africa has been providing a quick and easy way for our customers to get cash with their Cash Advance loan product. This is the perfect loan product for a customer who needs some cash in hand, has a valuable item to use as security, and doesn’t want to sell the product! The customer walks into any one of our stores with the item, negotiates a price with a buyer, and walks out with cash. The item is kept in a safe and secure place up until they redeem their item and repay the loan amount owing.

What are the benefits?

1. The process is quick and easy.
This is one of the most significant advantages of a Cash Advance. There isn’t an approval process involved; all you have to do is carry the item with you to the store, agree on a favourable amount, the item is taken to be safely stored, and you are given cash on the spot.

2. No pre-requites are required.
Getting a loan against your valuables at Cash Converters doesn’t require paperwork like a bank statement, or proof of employment. This is a great advantage for self-employed people.

3. You still have ownership over your item
When the item is pawned, the customer still has ownership of the item. You can redeem it as soon as you repay the full loan amount, making it simple and safe.

4. Cash Converters is registered with the National Credit Regulator.
This means that the fees incurred are as per regulations to the National Credit Act, for short term credit transactions. For more information, click here.

It’s competition time!

We are giving away another R100 000, in cash, to ONE lucky customer who pawns an item of value between 1 and 31 August 2020. What are you waiting for – pop in to your nearest store today!

How to enter?

Step 1: Visit your favourite Cash Converters store with your pre-loved item, and chat to one of our friendly buyers. To find your nearest store click here.

Step 2: We’ll go through our normal testing process and evaluate the item in order to make you an offer.

Step 3: We’ll negotiate a favourable price together.

Step 4: You will get cash right there and then, in your hand or on the Cashies card. Your name will also be automatically entered to the competition.

Step 5: The item is kept in a safe and secure place until you return to redeem the loan.

Safety precautions:

Remember, we are taking all necessary hygiene precautions to ensure all our stores are complying with all the Government regulations to prevent the spread of COVID-19. The safety of our staff and customers remains our top priority.

We can’t wait to see you!

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If you’re interested in learning more about our brand, our business model, and how to become a franchisee, we’d like to invite you to join our CEO and co-founder, Richard Mukheibir, for a virtual webinar.