Less goodbye forever.
More cash for now.

Sometimes you need access to fast cash and you aren’t willing to part with any of your valuables. That’s where Cash Advance comes in. We loan you cash against the item of value that you are not willing to sell. You’ll get instant cash, without credit checks, or proof of employment. The loan against your valuables needs to be repaid one month later and your items will be safely stored until then. Almost anything can act as security against your loan, from jewellery to electronics, TVs to powertools.

Why choose Cash Advance?

  • Fast, safe and easy
  • Instant cash
  • No credit application
  • No proof of employment
  • Keep the stuff you love, get the cash you need
  • *18 Years and older if you are South African
  • *21 Years and older if you are Namibian

Cash Advance facts

  • Use your valuables to secure a loan
  • You must own the item outright
  • Loan amount: Up to R20 000
  • Repayment period: 1 Month, one full payment
  • Your items are wrapped and stored safely
  • Item returned on loan repayment
  • All fees are in line with the National Credit Act

How it works

Valuables

Bring in your valuables and proof of identity.

Advice

We discuss your needs.

Testing

We test your item to ensure it is in working order.

Offer

We will make you an offer.

Cash

You get the cash and we safely store your goods.

Pay back

You pay back your loan within one month (what you borrowed, plus *fees). 

Return

We return your valuables to you in the same condition.

What documents to bring

What documents to bring

One of the following valid identity documents
Green barcoded ID document or
Smart ID Card or
Passport or Driver’s Licence

Each of our loans are different, just like the financial needs of our customers. Find the loan that’s right for you and then visit your nearest store.

Sunny Day 1 | 2 | 3 mini-loan

R2000


  • Loan amount: R2000
  • Repayment period: 3 months
  • Three monthly payments
  • Permanently employed only

Learn More

Sunny Day PayDay Advance mini-loan

R400-R4000


  • Loan amount: R400 – R4000
  • Repayment period: Next pay day
  • One full repayment
  • Permanently employed only

Learn More

Cash Advance

Loan against your valuables


  • Use your valuables to secure a loan
  • Loan amount: up to R20 000
  • Repayment period: one month
  • No credit application
  • You must be 18 years and older

Learn More

Every Cash Converters store is registered with the National Credit Regulator.

Our Fees
Every Cash Converters store is a registered credit provider with the National Credit Regulator. Fees are charged as per Regulations of the National Credit Act, No 34 of 2005, for short term credit transactions. Initiation fee R165 excl 15% VAT per credit agreement, plus 10% of the amount in excess of R1000, but never to exceed R1050 excl 15% VAT. Interest charged: 5% per month on the first loan, and 3% per month on subsequent loans within a calendar year. Monthly service fee of R60 excl 15% VAT.